Legal Disclaimer
Last Updated: February 2025
The information provided by Modern Intelligence Net ("we," "us," or "our") on modernintelligencenet.com is for general educational purposes only. By accessing our website and educational materials, you acknowledge and agree to the terms outlined in this disclaimer.
Educational Purpose Only
All content, courses, and materials related to valuation techniques for financial analysts are designed exclusively for educational purposes. These materials should not be considered as professional financial advice, investment recommendations, or consulting services.
Our Educational Materials Include:
- Theoretical frameworks and conceptual knowledge about valuation methodologies
- Academic perspectives on financial analysis techniques
- Historical case studies used for illustrative purposes
- Practice exercises designed to develop analytical skills
- General market concepts and industry overview information
Students and participants are responsible for applying their own judgment and conducting independent research before making any financial or investment decisions. We strongly recommend consulting with licensed financial advisors for specific situations.
No Guarantees or Warranties
Modern Intelligence Net provides all educational content on an "as is" and "as available" basis. We make no representations or warranties of any kind regarding:
- The accuracy, completeness, or reliability of any course content or materials
- The suitability of our programs for specific career outcomes
- Employment prospects or salary expectations after course completion
- The applicability of techniques to real-world financial situations
- Uninterrupted access to online learning platforms or materials
We do not guarantee specific learning outcomes, professional certifications, or job placement. Individual results depend on numerous factors including personal dedication, prior knowledge, market conditions, and professional circumstances.
Limitation of Liability
To the fullest extent permitted by applicable law, Modern Intelligence Net shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from:
- Use or inability to use our educational materials or website
- Financial decisions made based on course content
- Errors or omissions in educational materials
- Unauthorized access to or alteration of your data
- Technical failures or interruptions in service
- Actions of third-party service providers or partners
Our total liability for any claims arising from our services shall not exceed the amount you paid for the specific course or service giving rise to the claim.
Not Professional Advice
Nothing on our website or in our courses constitutes professional financial, investment, legal, or tax advice. The valuation techniques and financial analysis methods we teach are presented purely from an educational standpoint.
You Should Seek Professional Guidance For:
- Investment decisions involving personal or corporate funds
- Business valuation for mergers, acquisitions, or sales
- Financial planning and portfolio management
- Tax implications of investment strategies
- Legal compliance with financial regulations
- Industry-specific financial analysis requirements
Our instructors and content creators, while experienced in their fields, are not acting as your personal financial advisors. Any examples or scenarios presented in courses are hypothetical unless explicitly stated otherwise.
Information Accuracy and Updates
Financial markets, regulations, and best practices change over time. While we strive to keep our educational content current and accurate, we cannot guarantee that all information reflects the most recent developments in financial analysis or regulatory requirements.
Course materials may reference market conditions, company examples, or regulatory frameworks that were current at the time of creation but may have since changed. Students are encouraged to verify current market conditions and regulations independently.
We reserve the right to modify, update, or discontinue any course content or materials without prior notice. Your continued use of our services after such changes constitutes acceptance of the updated materials.
External Links and Third-Party Content
Our website and course materials may contain links to external websites, resources, or third-party content for supplementary learning purposes. We do not control or endorse these external resources and are not responsible for:
- The accuracy or reliability of third-party information
- Privacy practices of external websites
- Content changes on linked resources
- Availability or functionality of external services
- Any transactions conducted through third-party sites
Your interactions with external websites are solely between you and that third party. We recommend reviewing the terms and privacy policies of any external sites you visit.
User Responsibilities
By participating in our educational programs, you agree to use the knowledge and techniques responsibly. You understand that:
- Course content is meant for personal educational development
- You will not redistribute or resell our proprietary materials
- You accept full responsibility for how you apply learned concepts
- You will comply with all applicable laws and regulations in your jurisdiction
- You will seek appropriate professional advice before making significant decisions
Jurisdictional Limitations
Modern Intelligence Net operates from South Korea and our services are provided in accordance with South Korean law. Financial regulations, professional standards, and legal requirements vary significantly across different countries and regions.
If you access our services from outside South Korea, you do so at your own initiative and are responsible for compliance with local laws. Some course content may not be applicable or appropriate for your specific jurisdiction.